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1 Introduction Over 2 decades since its emergence, payday financing stays a divisive subject for economists and policymakers. No conscensus is reached on whether use of these high-cost, short-term balloon…

Perform Lending Breaches of CONC Chapter 5 The Court considered the pre-November 2018 form of CONC chapter 5. CONC 5.2.1(2) R (in the range associated with the creditworthiness evaluation) calls…