Advance Pay from One Nevada is a short-term loan system that costs lower than typical payday advances. We offer reduced prices, no application charges and loans up to $1,500.
Compare Advance Pay to lenders that are typical
| The Other men | ||
|---|---|---|
| You Borrow | $1,000 | $1,000 |
| you are Charged | $158 | $125 |
| You Pay | $1,158 | $1,125 |
| You conserve $33! (with direct deposit) | ||
Terms & Prices
Finance Charge Schedule
With direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $12.50 | 325.89% | $112.50 | 1 |
| $200.00 | $25.00 | 325.89% | $225.00 | 1 |
| $300.00 | $37.50 | 325.89% | $337.50 | 1 |
| $400.00 | $50.00 | 325.89% | $450.00 | 1 |
| $500.00 | $62.50 | 325.89% | $562.50 | 1 |
| $600.00 | $75.00 | 325.89% | $675.00 | 1 |
| $700.00 | $87.50 | 325.89% | $787.50 | 1 |
| $800.00 | $100.00 | 325.89% | $900.00 | 1 |
| $900.00 | $112.50 | 325.89% | $1,012.50 | 1 |
| $1,000.00 | $125.00 | 325.89% | $1,125.00 | 1 |
| $1,100.00 | $137.50 | 325.89% | $1,237.50 | 1 |
| $1,200.00 | $150.00 | 325.89% | $1,350.00 | 1 |
| $1,300.00 | $162.50 | 325.89% | $1,462.50 | 1 |
| $1,400.00 | $175.00 | 325.89% | $1,575.00 | 1 |
| $1,500.00 | $187.50 | 325.89% | $1,687.50 | 1 |
Without direct deposit
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $15.00 | 391.07% | $115.00 | 1 |
| $200.00 | $30.00 | 391.07% | $230.00 | 1 |
| $300.00 | $45.00 | 391.07% | $345.00 | 1 |
| $400.00 | $60.00 | 391.07% | $460.00 | 1 |
| $500.00 | $75.00 | 391.07% | $575.00 | 1 |
| $600.00 | $90.00 | 391.07% | $690.00 | 1 |
| $700.00 | $105.00 | 391.07% | $805.00 | 1 |
| $800.00 | $120.00 | 391.07% | $920.00 | 1 |
| $900.00 | $135.00 | 391.07% | $1,035.00 | 1 |
| $1,000.00 | $150.00 | 391.07% | $1,150.00 | 1 |
| $1,100.00 | $165.00 | 391.07% | $1,265.00 | 1 |
| $1,200.00 | $180.00 | 391.07% | $1,380.00 | 1 |
| $1,300.00 | $195.00 | 391.07% | $1,495.00 | 1 |
| $1,400.00 | $210.00 | 391.07% | $1,610.00 | 1 |
| $1,500.00 | $225.00 | 391.07% | $1,725.00 | 1 |
Army
| Loan Amount | Finance Charge | apr | complete of Payments | Number of Payments |
|---|---|---|---|---|
| $100.00 | $1.38 | 36.00% | $101.38 | 1 |
| $200.00 | $2.76 | 36.00% | $202.76 | 1 |
| $300.00 | $4.14 | 36.00% | $304.14 | 1 |
| $400.00 | $5.52 | 36.00% | $405.52 | 1 |
| $500.00 | $6.90 | 36.00% | $506.90 | 1 |
Finance fee and APR calculated predicated on a 14-day term. Revised 4/24/15
SIGNIFICANT POINTS TO CONSIDER BEFORE YOU DECIDE TO BORROW
lending club personal loans payment plan
just exactly How Payday Loans Perform: pay day loans are short-term money loans often guaranteed by the borrower’s post-dated personal check. We do not require a check that is post-dated. Loan payment is deducted straight from your own account.
Pay day loan Terms: Loan amounts generally vary in quantities from $100 to $1,000. Average loan term is fourteen days. Prices normal 470% apr (APR). The finance charges range from $15 to $30, is 390% to 780% APR for example, to borrow $100 for two weeks. Our less than typical APRs and finance costs are shown above.
Two-Week Due Date: pay day loans normally have a two-week date that is due. In the event that you get earnings just once per month, you may want to expand your loan two and sometimes even 3 times incurring extra charges before getting your month-to-month check to cover from the loan. This can create your loan very costly. a kind that is different of might be much better for you personally. Make use of our free monetary guidance explained in the page that is next.
Debt Traps: pay day loans often trap consumers in perform borrowing cycles as a result of the high expenses and extremely repayment that is short. Borrowers normal 8-13 pay day loans each year from the solitary lender. Almost 60% of all of the payday loans are either same-day renewals or new loans applied for just after paying down the loan that is prior. Which means that in the long run, pay day loan charges usually surpass the initial loan quantity. Don’t get caught into the financial obligation trap. Make use of free counseling that is financial below.
SIGNIFICANT DISCLOSURES FOR ACTIVE PEOPLE IN THE MILITARY AND THEIR DEPENDENTS:
The next pertains to users of the army and their dependents if: (a) during the time your loan is manufactured, you will be an energetic person in the armed forces or perhaps you really are a reliant of a dynamic person in the army (as those terms are defined when you look at the Military Lending Act, 10 U.S.C. 987 and its own implementing regulations); and (b) your loan is unsecured or guaranteed by individual home you failed to buy aided by the profits for the loan.
- NOTICE: Federal legislation provides essential protections to people in the Armed Forces and their dependents concerning extensions of credit. Generally speaking, the expense of credit to a part associated with Armed Forces and his / her dependent may well not meet or exceed a apr of 36 %. This price must consist of, as relevant into the credit deal or account: the expense connected with credit insurance costs or financial obligation security costs; charges for ancillary items offered relating to the credit deal; any application charge charged (except that certain application costs for certain credit transactions or reports); and any involvement charge charged (apart from particular involvement charges for a charge card account).
- This loan will never be guaranteed by stocks or deposits in virtually any of one’s records until you particularly consent to establish a free account regarding the this loan by which funds deposited following the loan is offered will secure this loan. Consequently, the next conditions when you look at the Loan Agreement and Security Agreement try not to affect this loan: “Contractual Pledge of Shares”; any mention of the pledge of shares, statutory liens, set-off, or freeze that is administrative in the “Security contract, Pledge of Shares; Statutory Lien; Set-off; Administrative Freeze” provision; the “Cross-Collateralization” provision to your level it purports to cross-collateralize all of your other share or deposit reports with us.
- This loan is certainly not at the mercy of mandatory arbitration and consequently any mention of the mandatory arbitration in this Loan Agreement and protection Agreement shall maybe perhaps not connect with this loan.
- If you’re a Louisiana resident, the Louisiana-specific conditions within the Security Agreement try not to connect with this loan.
Member Notice: A short-term loan ought to be utilized for short-term monetary requirements just, perhaps not really a long-lasting economic solution. Users with financial hardships can see Financial Management free of charge use of monetary education and online tutorials.