Financial Services Software

SJB companies partners with Softwise, Inc. to manage your money advance, check cashing, installment and pay day loan needs. All this is feasible as a result of Softwise’s flagship computer pc pc computer software item, Cashwise.

This state-of-the-art online financing software offers solution that no other pc computer computer software provider does; a completely supported, multistate module for online payday loans.

Cashwise provides numerous solutions, such as for instance; OFAC, Check21, Money Recycler, Biometrics, yet others. Softwise items are utilized by a number of industries, including check cashing facilities, convenience stores, pawnshops, food markets, commercial collection agency organizations, and loan companies.

Payday Advances – Installment Loans – Name Loans

Cashwise supplies the most payday that is comprehensive system available on the market. It offers solutions that span from fundamental check cashing to loans that are installment automobile title loans. Additionally gives you the capacity to sell items and solutions. We make an effort to stay the top associated with the payday financing market by constantly incorporating and upgrading modules to meet up with the requirements of both you and your clients, such as for example with your Check 21 and WiseCard prepaid Visa modules. Our objective would be to make conducting business as simple for you that you can. The number of choices with Cashwise are unlimited.

Options that come with this pc computer software include:

• Industry Leading cash advance and look Cashing SoftwareNo other software gives you as numerous payday lending and check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and methods.
• Effective Point-of-Sale SolutionCashwise provides you with the capacity to offer products and services your clients need and want, like the WiseCard Prepaid Visa that is new system.
• Complete Back-end Management and ReportingNo other software gives you as many lending that is payday check cashing choices as Cashwise. This program is completely customizable to suit your organizations requirements and methods.
• always Check Cashing ModuleThe check cashing module in Cashwise lets you easily and quickly money checks for the clients. This one is customizable; you set the fees as with all of our other modules.
• Complete Payday Loan SystemThe pay day loan system includes choices such as for example regular pay day loans (where in actuality the consumer will pay straight straight back the mortgage on the payday that is next) installment loans, and automobile name loans. Each module is fully customizable to fulfill your preferences and company methods.
• Effective Installment Loan ModuleSimple interest loans, Rule of 78, interest just loans, modify payment regularity, website website link security, plus much more. The Cashwise Installment Loan Module supports installment that is fully amortizing on any re re re payment regularity, and very first due dates may be timed with client paydays to greatly help facilitate repayment.
• Title Loan ModuleThe Cashwise Title Loan module enables you to produce loans where in fact the motor automobile name may be the collateral in the loan. Installment or period that is single, link several collateral to 1 loan, versatile cost plans, and connect images to your loan.
• Fraud PreventionThe Cashwise pc software is made for the most fraudulence security for the clients by giving you have real profit capture their photos, signatures, and finger marks; therefore preventing some other person from utilizing their account.
• Work Control ModuleEmployees clock inside and out from Cashwise. This system determines regular and hours that are overtime and you will create work and manufacturing reports.
• Biometric CapableThis module may be used for worker access in transaction and cashwise approval, along with confirming a client’s identification. Aids signature pads, little finger printing scanners and image capture products.
• Multi-location AwareWith slim customer, this program enables your shops for connecting to a main file host that houses most of the information. Your shops and hq will never be away from sync, because all your information is in a single location and accessed in “real timeВ©. Aids communications between branches for consolidated reporting and extra fraudulence avoidance.
• Built-in with third party solutions; Teletrack, Veritek, OFACServices such as for example Teletrack funds that are verify available before processing that loan demand. Veritec checks to ensure the client doesn’t have virtually any loans that are outstanding every other payday loan provider. OFAC best payday loans in Illinois checks your client’s resistant to the U.S. Treasure’s OFAC SDN list, to ensure your consumer’s can lawfully get financing. For Florida, Indiana and much more.
• Effective Collection SystemOur complete highlighted business collection agencies module was created to meet up with the requirements of a sizable or little collection company, with exemplary automation associated with collection procedures.
• SQL Server Database SystemSoftwise could be the standing that is longest, many robust SQL-based system on the market.
• Windows BasedRuns from the industry standard Windows system platform for ease-of-use and installation.
• Check21 (Remote Deposit)Our company is happy to announce our brand new Check21 module screen. Check21 screen with Unicheq a remote/ACH processor. Electronic check conversion is the method of transforming a paper check to a payment that is electronic. There clearly was value that is tremendous integrating check conversion in to a merchant’s re re payment system: price reductions with greater efficiency and quicker financing.
  • Eliminate each NSF Bank charges! Eradicate the 10-15 time wait on each NSF’s.

  Savings over traditional paper check processing include; bank costs, deposit preparation, returned item tracking, money administration and collection. Other cost cost savings include:

  • Reduced deal time
  • More efficient procedure for shutting down registers
  • Reduced came back products
  • Effective processing associated with staying NSF products
  • Enhanced customer care
  • More transaction that is secure less publicity
  • Reduced mistake rate

Taking into consideration the expense and effectiveness, transformation is significantly favorable to check processing that is traditional. CSI currently processes billions of bucks yearly through the Automated Clearing House (ACH) system. For rates and information that is additional contact Scott Bennett of SJB Enterprises @ 763.450.7100. To schedule a gathering by having a CashWise representative please call 763.450.7100 or fill our contact Request Form out